Our initial scan found 2 potential issues in your governing documents.
We checked the 3 public PDFs on Willow Creek HOA No. 3’s website against current Colorado (CCIOA (C.R.S. § 38-33.3)) and federal HOA law—and more issues may exist depending on the documents you load.
✓Willow Works July 2026 WEB✓2026 WC3 Pool Manual (rev. July 2026)✓2026 WC3 Pool Manual+ Add up to 10 PDFs in Full Analysis
2026 WC3 Pool Manual (rev. July 2026) · Sec. 9 · Page 3
Occupancy or amenity restriction discriminates based on familial status / disability or imposes an overbroad age restriction under the Fair Housing Act and HOPA.
Operative Clause · Sec. 9 (Page 3)
“DIRECT CONTACT with the child. No children are allowed in the lap lanes during adult swim.”
The Fair Housing Act (42 U.S.C. § 3604(b)) prohibits familial-status discrimination against families with children—including adult-only rental age floors (e.g., 24+), mandatory hourly pool exclusions targeting all minors under 18, blanket Common Area parental-escort rules for children, and caps on grandchildren—unless the community actively qualifies as 55+ Housing for Older Persons under 42 U.S.C. § 3607(b)(2) and 24 C.F.R. §§ 100.304–100.307 (which regulates occupancy rather than fee-simple title ownership and does not authorize intrusive medical/disability disclosures for live-in caregivers under 42 U.S.C. § 3604(f)).
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
1Any age-based occupancy restriction shall be enforceable only while the Association actively qualifies as "Housing for Older Persons" pursuant to 42 U.S.C. § 3607(b)(2)(C) and 24 C.F.R. §§ 100.304–100.307, including maintaining at least 80% occupancy of units by at least one person 55 years of age or older and conducting mandatory biennial age-verification surveys.
2Absent active HOPA qualification, no restriction shall discriminate on the basis of familial status.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
1 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 1 remaining issues—plus load up to 10 PDFs for complete review.
CC&Rs & Declaration HierarchyBylaws, Elections & QuorumArchitectural Review (ARC)Fines, Hearings & Due ProcessLeasing & Rental RestrictionsReserve Studies & AssessmentsOfficial Records InspectionCCIOA (C.R.S. § 38-33.3) & Federal Preemption
FULL GOVERNING DOCUMENT AUDIT · UP TO 10 PDFS · $699
What the Full Analysis Checks & How It Works
Statutory & Federal Check: Audits up to 10 PDFs (CC&Rs, Bylaws, Rules & Amendments) against Colorado statutes (CCIOA (C.R.S. § 38-33.3)), Federal law, and local codes.
Cross-Document Hierarchy Check: Flags internal contradictions where Rules, Policies, or Bylaws conflict with your recorded Declaration.
Marked-Up PDFs for Board & Counsel: Boxes each issue on the source page with the controlling statute cited and sample discussion wording.
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Willow Creek HOA No. 3 & Colorado Governing Document Audit FAQ
Answers for HOA board members, community association managers (CAMs), association legal counsel, and homeowners reviewing Willow Creek HOA No. 3’s governing documents under CCIOA (C.R.S. § 38-33.3).
Homeowners & Community OverviewWhat governing documents were audited for Willow Creek HOA No. 3 in Centennial, Arapahoe County, Colorado?
TrueHOA Crystal AI scanned 3 public governing PDF(s) associated with Willow Creek HOA No. 3 (Centennial, Arapahoe County, Colorado), including Willow Works July 2026 WEB, 2026 WC3 Pool Manual (rev. July 2026), and 2026 WC3 Pool Manual (primary excerpt: 2026 WC3 Pool Manual (rev. July 2026)), parsing 92 operative clauses with exact PDF page coordinates. The audit checks CC&Rs (Declaration of Covenants, Conditions, and Restrictions), Bylaws, Articles of Incorporation, and Rules & Regulations against 42 U.S.C. § 3604(f)(3)(B) & 24 C.F.R. § 100.204 (Fair Housing Act — Assistance Animals) & HUD FHEO-2020-01 and Colorado Common Interest Ownership Act — CCIOA (C.R.S. § 38-33.3-101 et seq.).
HOA Board of DirectorsWhy did Willow Creek HOA No. 3’s governing documents flag 2 potential compliance issues, and what should the Board do?
Older HOA Declarations, Bylaws, and Operating Rules frequently contain provisions superseded by subsequent amendments to Colorado Common Interest Ownership Act — CCIOA (C.R.S. § 38-33.3-101 et seq.) or federal law, or internal hierarchy conflicts where board rules contradict the recorded Declaration. The 2 flagged clauses highlight areas where Willow Creek HOA No. 3’s Board of Directors and association counsel can proactively update policies, avoid unenforceable fine or enforcement disputes, and fulfill board fiduciary duties.
HOA & Real Estate AttorneysHow does TrueHOA Crystal AI check Colorado HOA governing documents under CCIOA (C.R.S. § 38-33.3) for association counsel?
TrueHOA Crystal AI ($699 one-time for up to 10 governing PDFs) evaluates every clause against federal law (Fair Housing Act, OTARD 47 C.F.R. § 1.4000 telecommunications rules, federal solar/bankruptcy protections), Colorado Common Interest Ownership Act — CCIOA (C.R.S. § 38-33.3-101 et seq.), local codes, and cross-document hierarchy (Recorded Declaration > Articles > Bylaws > Rules). Every PDF page is widened by 340pt on the right margin with exact paragraph bounding boxes, statutory citations (42 U.S.C. § 3604(f)(3)(B) & 24 C.F.R. § 100.204 (Fair Housing Act — Assistance Animals) & HUD FHEO-2020-01), and non-repetitive discussion wording prepared for HOA legal counsel.
Community Association Managers (CAMs)How do Colorado HOA property managers use TrueHOA Crystal AI during onboarding or annual compliance reviews?
Community association managers (CAMs, CMCA, AMS, PCAM) and management companies use TrueHOA Crystal AI when onboarding a new Colorado HOA or preparing for annual meetings, reserve and assessment reviews, architectural (ARC) disputes, or covenant enforcement. The audit works alongside Vantaca, AppFolio, CINC, and TownSq to give managers an instant, page-cited compliance roadmap across all 10 community PDFs.
Elections & Covenant AmendmentsHow can Willow Creek HOA No. 3 pass a CC&R or Bylaw amendment or run a certified HOA election in Colorado?
When an audit identifies outdated covenants or bylaws requiring homeowner ratification, or when Willow Creek HOA No. 3 conducts its annual board election, TrueHOA Verified Governance® ($0.50 per door per month, unlimited elections and votes) provides secret-ballot and electronic voting compliance, automated quorum tracking, and cryptographically sealed election records that cut manager election administration time by 98%.
