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Canterbury I Condominium Association · Florida

Our initial scan found 19 potential issues in your governing documents.

We checked the 3 public PDFs on Canterbury I Condominium Association’s website against current Florida and federal HOA law—and more issues may exist depending on the documents you load.

Amendment to Declaration of… Amendment to By Laws Original Declaration of Condominium + Add up to 10 PDFs in Full Analysis
Initial Scan
19 Issues

Flagged across 3 public governing PDFs.

Sample Excerpt Below
Page 7

Original Declaration of Condominium excerpt with statutory citation & redline notes.

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EXAMPLE MARKED-UP PAGE · SAMPLE 1 OF 19

Page 7 of Original Declaration of Condominium

Each page is widened by 340pt to place the controlling statute and counsel discussion notes right beside the highlighted clause.

Canterbury I Condominium Association Original Declaration of Condominium page 7 widened with TrueHOA Crystal AI margin annotations

1-page sample from Original Declaration of Condominium (Page 7) showing paragraph highlight, leader line, statutory citation, and discussion notes.

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CRITICAL EXCEPTION Sample Issue #1 of 19
Original Declaration of Condominium · Sec. USE AND OCCUPANCY · Page 7

Occupancy or amenity restriction discriminates based on familial status / disability or imposes an overbroad age restriction under the Fair Housing Act and HOPA.

Operative Clause · Sec. USE AND OCCUPANCY (Page 7)

“No children under fifteen ( 15) yem of age shall be permitted to reside In any of the uniu or room.s thereof in thi.s Condominium, except that children may be permitted to visit and. temporarily reside for rea.”

Why It’s Flagged

42 U.S.C. §§ 3604(b), 3604(f), 3607(b)(2) & 24 C.F.R. §§ 100.304–100.307 (HOPA)

  • The Fair Housing Act (42 U.S.C. § 3604(b)) prohibits familial-status discrimination against families with children—including adult-only rental age floors (e.g., 24+), mandatory hourly pool exclusions targeting all minors under 18, blanket Common Area parental-escort rules for children, and caps on grandchildren—unless the community actively qualifies as 55+ Housing for Older Persons under 42 U.S.C. § 3607(b)(2) and 24 C.F.R. §§ 100.304–100.307 (which regulates occupancy rather than fee-simple title ownership and does not authorize intrusive medical/disability disclosures for live-in caregivers under 42 U.S.C. § 3604(f)).

Sample Discussion Wording for HOA Counsel

For Board & Counsel Review

  1. 1Any age-based occupancy restriction shall be enforceable only while the Association actively qualifies as "Housing for Older Persons" pursuant to 42 U.S.C. § 3607(b)(2)(C) and 24 C.F.R. §§ 100.304–100.307, including maintaining at least 80% occupancy of units by at least one person 55 years of age or older and conducting mandatory biennial age-verification surveys.
  2. 2Absent active HOPA qualification, no restriction shall discriminate on the basis of familial status.

REMAINING INITIAL FINDINGS & FULL DOCUMENT SET

18 Additional Issues Flagged in Initial Scan

Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 18 remaining issues—plus load up to 10 PDFs for complete review.

# Potential Issue Surfaced in Initial Scan Document Severity
#2 Structural Reserve Study & Mandatory Reserve Funding Gap Declaration / CC&Rs CRITICAL EXCEPTION
#3 Structural Reserve Study & Mandatory Reserve Funding Gap (Declaration / CC&Rs) Declaration / CC&Rs STATUTORY GAP
#4 Statutory Incorporation ("As Amended From Time to Time") Clause Gap Declaration / CC&Rs HIGH LEGAL RISK
#5 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs) Declaration / CC&Rs HIGH LEGAL RISK
#6 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #6) Declaration / CC&Rs HIGH LEGAL RISK
#7 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #7) Declaration / CC&Rs HIGH LEGAL RISK
#8 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #8) Declaration / CC&Rs HIGH LEGAL RISK
#9 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #9) Declaration / CC&Rs HIGH LEGAL RISK
#10 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #10) Declaration / CC&Rs HIGH LEGAL RISK
#11 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #11) Declaration / CC&Rs HIGH LEGAL RISK
#12 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #12) Declaration / CC&Rs HIGH LEGAL RISK
#13 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #13) Declaration / CC&Rs HIGH LEGAL RISK
#14 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #14) Declaration / CC&Rs HIGH LEGAL RISK
#15 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #15) Declaration / CC&Rs HIGH LEGAL RISK
#16 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #16) Declaration / CC&Rs HIGH LEGAL RISK
#17 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #17) Declaration / CC&Rs HIGH LEGAL RISK
#18 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #18) Declaration / CC&Rs HIGH LEGAL RISK
#19 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #19) Declaration / CC&Rs HIGH LEGAL RISK
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