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Castle #12 Condominium · Florida

Our initial scan found 9 potential issues in your governing documents.

We checked the 2 public PDFs on Castle #12 Condominium’s website against current Florida and federal HOA law—and more issues may exist depending on the documents you load.

Declaration of Condo Rules and Regulations + Add up to 10 PDFs in Full Analysis
Initial Scan
9 Issues

Flagged across 2 public governing PDFs.

Sample Excerpt Below
Page 2

Rules and Regulations excerpt with statutory citation & redline notes.

Full Analysis Scope
Up to 10 PDFs

Unlocks all 9 initial issues plus any additional documents you load.

EXAMPLE MARKED-UP PAGE · SAMPLE 1 OF 9

Page 2 of Rules and Regulations

Each page is widened by 340pt to place the controlling statute and counsel discussion notes right beside the highlighted clause.

Castle #12 Condominium Rules and Regulations page 2 widened with TrueHOA Crystal AI margin annotations

1-page sample from Rules and Regulations (Page 2) showing paragraph highlight, leader line, statutory citation, and discussion notes.

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CRITICAL EXCEPTION Sample Issue #1 of 9
Rules and Regulations · Sec. 9 · Page 2

Occupancy or amenity restriction discriminates based on familial status / disability or imposes an overbroad age restriction under the Fair Housing Act and HOPA.

Operative Clause · Sec. 9 (Page 2)

“No children under eighteen (18) shall be permitted to reside on a permanent basis.”

Why It’s Flagged

42 U.S.C. §§ 3604(b), 3604(f), 3607(b)(2) & 24 C.F.R. §§ 100.304–100.307 (HOPA)

  • The Fair Housing Act (42 U.S.C. § 3604(b)) prohibits familial-status discrimination against families with children—including adult-only rental age floors (e.g., 24+), mandatory hourly pool exclusions targeting all minors under 18, blanket Common Area parental-escort rules for children, and caps on grandchildren—unless the community actively qualifies as 55+ Housing for Older Persons under 42 U.S.C. § 3607(b)(2) and 24 C.F.R. §§ 100.304–100.307 (which regulates occupancy rather than fee-simple title ownership and does not authorize intrusive medical/disability disclosures for live-in caregivers under 42 U.S.C. § 3604(f)).

Sample Discussion Wording for HOA Counsel

For Board & Counsel Review

  1. 1Any age-based occupancy restriction shall be enforceable only while the Association actively qualifies as "Housing for Older Persons" pursuant to 42 U.S.C. § 3607(b)(2)(C) and 24 C.F.R. §§ 100.304–100.307, including maintaining at least 80% occupancy of units by at least one person 55 years of age or older and conducting mandatory biennial age-verification surveys.
  2. 2Absent active HOPA qualification, no restriction shall discriminate on the basis of familial status.

REMAINING INITIAL FINDINGS & FULL DOCUMENT SET

8 Additional Issues Flagged in Initial Scan

Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 8 remaining issues—plus load up to 10 PDFs for complete review.

# Potential Issue Surfaced in Initial Scan Document Severity
#2 Assessment Collection & Mandatory Pre-Lien Notice Procedure Gap Declaration / CC&Rs HIGH LEGAL RISK
#3 Structural Reserve Study & Mandatory Reserve Funding Gap Declaration / CC&Rs STATUTORY GAP
#4 Mandatory Association Website & Digital Records Portal Gap Declaration / CC&Rs STATUTORY GAP
#5 Hurricane Protection & Storm Shutter Approval Conflict Declaration / CC&Rs STATUTORY GAP
#6 Statutory Incorporation ("As Amended From Time to Time") Clause Gap Declaration / CC&Rs HIGH LEGAL RISK
#7 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs) Declaration / CC&Rs HIGH LEGAL RISK
#8 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #8) Declaration / CC&Rs HIGH LEGAL RISK
#9 Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #9) Declaration / CC&Rs HIGH LEGAL RISK
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