Our initial scan found 6 potential issues in your governing documents.
We checked the 2 public PDFs on Rock Creek Owners Association’s website against current Florida and federal HOA law—and more issues may exist depending on the documents you load.
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Pet restriction clause lacks mandatory statutory carveout for assistance and emotional support animals.
Operative Clause · Sec. 2 (Page 2)
“Smoking is not permitted. 3. Pets are not permitted in the playground areas, including not walking through.”
Why It’s Flagged
42 U.S.C. § 3604(f)(3)(B) & Fla. Stat. § 760.27
Under federal Fair Housing Act regulations and Florida Statute § 760.27, associations cannot apply pet restrictions, breed bans, weight limits, or pet fees to an individual with a disability who requires a service or emotional support animal.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
Provided, however, that these pet restrictions, breed prohibitions, weight limitations, and pet fees shall not apply to verified assistance animals, including service animals and emotional support animals required as a reasonable accommodation under the Fair Housing Act (42 U.S.C. § 3601 et seq.) and Fla. Stat. § 760.27.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
5 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 5 remaining issues—plus load up to 10 PDFs for complete review.
#
Potential Issue Surfaced in Initial Scan
Document
Severity
#2
Pet & Assistance Animal Restriction Statutory Exposure
Rules & Policies
HIGH LEGAL RISK
#3
Pet & Assistance Animal Restriction Statutory Exposure (Rules & Policies)
Statutory Incorporation ("As Amended From Time to Time") Clause Gap
Declaration / CC&Rs
HIGH LEGAL RISK
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