Our initial scan found 7 potential issues in your governing documents.
We checked the 3 public PDFs on Viva Villas Civic Association’s website against current Florida and federal HOA law—and more issues may exist depending on the documents you load.
✓2609.15 - Recorded Deed Restrictions✓2026.09.08 - Viva Villas Bylaws✓Articles of Incorporation – Viva…+ Add up to 10 PDFs in Full Analysis
2609.15 - Recorded Deed Restrictions · Sec. 3. · Page 6
Holiday decoration restriction imposes fines without 1-week written notice cure period under HB 1203.
Operative Clause · Sec. 3. (Page 6)
“Fines for failure to timely remove holiday decorations are subject to the notice and cure requirements of”
Why It’s Flagged
Fla. Stat. § 720.305(2)(b) (HB 1203)
Fla. Stat. § 720.305(2)(b): An HOA may not levy a fine or suspension for leaving holiday decorations or lights on a structure or parcel longer than indicated in the governing documents unless they are left up for more than 1 week after the board provides written notice of the violation to the parcel owner.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
Pursuant to Fla. Stat. § 720.305(2)(b), no fine or suspension shall be imposed for holiday decorations or lights unless such decorations remain displayed for more than 1 week after the Board delivers written notice of the violation to the parcel owner.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
6 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 6 remaining issues—plus load up to 10 PDFs for complete review.
#
Potential Issue Surfaced in Initial Scan
Document
Severity
#2
U.S. Flag & Flagpole Display Restriction Conflict
Declaration / CC&Rs
HIGH LEGAL RISK
#3
U.S. Flag & Flagpole Display Restriction Conflict (Declaration / CC&Rs)
Declaration / CC&Rs
HIGH LEGAL RISK
#4
Statutory Incorporation ("As Amended From Time to Time") Clause Gap
Declaration / CC&Rs
HIGH LEGAL RISK
#5
Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs)
Declaration / CC&Rs
HIGH LEGAL RISK
#6
Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #6)
Declaration / CC&Rs
HIGH LEGAL RISK
#7
Statutory Incorporation ("As Amended From Time to Time") Clause Gap (Declaration / CC&Rs · Clause #7)
Declaration / CC&Rs
HIGH LEGAL RISK
+ Full Set
Additional Governing Documents You Load (Up to 10 PDFs) — Amendments, Rules, ARC Guidelines & Cross-Document Hierarchy
Up to 10 PDFs
INCLUDED IN $699 AUDIT
COMPLETE GOVERNING DOCUMENT AUDIT · $699 ONE-TIME
Run the Full Analysis for Viva Villas Civic Association
A 10-hour manual review at $450–$1,000/hr costs $4,500–$10,000; Crystal AI prepares your complete marked-up governing document set (up to 10 PDFs) for $699 one-time.
