Our initial scan found 7 potential issues in your governing documents.
We checked the 5 public PDFs on Winding Creek HOA’s website against current Florida and federal HOA law—and more issues may exist depending on the documents you load.
✓Combined and Searchable✓Covenant Amendment 1✓Covenant Amendment 2✓Covenant Amendment 4✓Equestrian Covenants+ Add up to 10 PDFs in Full Analysis
HOA clause permits placing a lien on a parcel for unpaid fines without the statutory $1,000 minimum threshold.
Operative Clause · Sec. 5.18 (Page 48)
“Board as a Special Charge against the Member and shall constitute a lien upon the Lot of such Member and may be foreclosed by the Association in the same manner as any other lien.”
Why It’s Flagged
Fla. Stat. § 720.305(2)
Fla. Stat. § 720.305(2): A fine of less than $1,000 may not become a lien against a parcel.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
Pursuant to Fla. Stat. § 720.305(2), a fine of less than $1,000 may not become a lien against a parcel.
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
6 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 6 remaining issues—plus load up to 10 PDFs for complete review.
#
Potential Issue Surfaced in Initial Scan
Document
Severity
#2
Assessment Collection & Mandatory Pre-Lien Notice Procedure Gap
Declaration / CC&Rs
HIGH LEGAL RISK
#3
Governance And Elections Statutory & Governance Exposure
Declaration / CC&Rs
HIGH LEGAL RISK
#4
Mandatory Association Website & Digital Records Portal Gap
Governance And Elections Statutory & Governance Exposure (Declaration / CC&Rs)
Declaration / CC&Rs
HIGH LEGAL RISK
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