Our initial scan found 3 potential issues in your governing documents.
We checked the 2 public PDFs on Crooked Creek HOA’s website against current Georgia and federal HOA law—and more issues may exist depending on the documents you load.
✓CC&Rs / Declaration✓Rules & Enforcement Policies+ Add up to 10 PDFs in Full Analysis
Declaration of Covenants, Conditions & Restrictions · Article IV, Section 4.8 · Page 1
Lien Foreclosure for Delinquencies Below the $2,000 Statutory Floor and Without 30-Day Certified Mail Notice
Operative Clause · Article IV, Section 4.8 (Page 1)
“Lien for Assessments and Judicial Foreclosure Without Minimum Dollar Threshold — All annual, special, and specific assessments, together with late charges, interest at eighteen percent (18%) per annum,…”
Why It’s Flagged
O.C.G.A. § 44-3-232(c) (Georgia Property Owners' Association Act)
Under the Georgia Property Owners' Association Act, O.C.G.A. § 44-3-232(c), no foreclosure action may be permitted unless the total amount of the lien is at least $2,000.00, and the association must provide written notice to the lot owner by certified mail or statutory overnight delivery at least 30 days before filing a foreclosure lawsuit.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
Amend Article IV, Section 4.8 to conform with O.C.G.A. § 44-3-232(c) (Georgia Property Owners' Association Act) prior to board adoption..
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
2 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 2 remaining issues—plus load up to 10 PDFs for complete review.
#
Potential Issue Surfaced in Initial Scan
Document
Severity
#2
Leasing, Rental Cap & Tenant Screening Restriction Conflict
Declaration / CC&Rs
HIGH LEGAL RISK
#3
Enforcement Hearing & Due-Process Notice Conflict
Rules & Policies
HIGH LEGAL RISK
+ Full Set
Additional Governing Documents You Load (Up to 10 PDFs) — Amendments, Rules, ARC Guidelines & Cross-Document Hierarchy
Up to 10 PDFs
INCLUDED IN $699 AUDIT
FULL GOVERNING DOCUMENT AUDIT · UP TO 10 PDFS · $699
What the Full Analysis Checks & How It Works
Statutory & Federal Check: Audits up to 10 PDFs (CC&Rs, Bylaws, Rules & Amendments) against Georgia statutes, Federal law, and local codes.
Cross-Document Hierarchy Check: Flags internal contradictions where Rules, Policies, or Bylaws conflict with your recorded Declaration.
Marked-Up PDFs for Board & Counsel: Boxes each issue on the source page with the controlling statute cited and sample discussion wording.
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