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Petersburg Estates Association · Louisville, Kentucky

Our initial scan found 8 potential issues in your governing documents.

We checked the 2 public PDFs on Petersburg Estates Association’s website against current Kentucky and federal HOA law—and more issues may exist depending on the documents you load.

CC&Rs / Declaration Association Bylaws + Add up to 10 PDFs in Full Analysis
Initial Scan
8 Issues

Flagged across 2 public governing PDFs.

Sample Excerpt Below
Page 1

CC&Rs / Declaration excerpt with statutory citation & redline notes.

Full Analysis Scope
Up to 10 PDFs

Unlocks all 8 initial issues plus any additional documents you load.

EXAMPLE MARKED-UP PAGE · SAMPLE 1 OF 8

Page 1 of Declaration of Covenants, Conditions & Restrictions

Each page is widened by 340pt to place the controlling statute and counsel discussion notes right beside the highlighted clause.

Petersburg Estates Association Declaration of Covenants, Conditions & Restrictions page 1 widened with TrueHOA Crystal AI margin annotations

1-page sample from Declaration of Covenants, Conditions & Restrictions (Page 1) showing paragraph highlight, leader line, statutory citation, and discussion notes.

Download 1-Page Sample PDF →
CRITICAL EXCEPTION Sample Issue #1 of 8
Declaration of Covenants, Conditions & Restrictions · Sec. Petersburg Estates Deed of Restrictions, Section 7 · Page 1

Clause prohibits the display of political yard signs or United States/military flags in violation of KRS § 381.800 and 4 U.S.C. § 5.

Operative Clause · Sec. Petersburg Estates Deed of Restrictions, Section 7 (Page 1)

“Prohibition on Solar Panels, Clotheslines, and Political Signs — No exterior solar panels, clotheslines, antennas, or signs of any kind (other than one sign of not more than five square feet advertising…”

Why It’s Flagged

KRS § 381.800 & 4 U.S.C. § 5

  • Under KRS § 381.800 (enacted by HB 324, effective June 29, 2023), a planned community shall not include or enforce a provision in any governing document that prohibits the outdoor display of political yard signs by a lot owner or resident on the owner's property starting 30 days before any primary, regular, or special election until 7 days after that election (though the association may adopt reasonable rules regarding size and maximum number of signs).
  • Additionally, 4 U.S.C. § 5 protects the right of every residential owner to display the flag of the United States.

Sample Discussion Wording for HOA Counsel

For Board & Counsel Review

  • Pursuant to KRS § 381.800 and 4 U.S.C. § 5, nothing in the Governing Documents shall prohibit an Owner or resident from displaying the flag of the United States or from displaying political yard signs on the Owner's property during the period beginning 30 days before any primary, regular, or special election and ending 7 days after that election.

REMAINING INITIAL FINDINGS & FULL DOCUMENT SET

7 Additional Issues Flagged in Initial Scan

Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 7 remaining issues—plus load up to 10 PDFs for complete review.

# Potential Issue Surfaced in Initial Scan Document Severity
#2 Satellite Dish & Antenna Prior-Approval / Ban Preemption Conflict Declaration / CC&Rs CRITICAL EXCEPTION
#3 Clothesline / Solar Energy Installation Restriction Conflict Declaration / CC&Rs HIGH LEGAL RISK
#4 Quorum, Proxy & Election Procedure Statutory Conflict Declaration / CC&Rs STATUTORY GAP
#5 Official Records Inspection Window & Access Procedure Conflict Declaration / CC&Rs STATUTORY GAP
#6 Fining & Suspension Independent Committee Due-Process Conflict Declaration / CC&Rs STATUTORY GAP
#7 Board Meeting Notice, Agenda & Executive Session Conflict Declaration / CC&Rs HIGH LEGAL RISK
#8 Board Meeting Notice, Agenda & Executive Session Conflict (Association Bylaws) Association Bylaws HIGH LEGAL RISK
+ Full Set Additional Governing Documents You Load (Up to 10 PDFs) — Amendments, Rules, ARC Guidelines & Cross-Document Hierarchy Up to 10 PDFs INCLUDED IN $699 AUDIT

FULL GOVERNING DOCUMENT AUDIT · UP TO 10 PDFS · $699

What the Full Analysis Checks & How It Works

  • Statutory & Federal Check: Audits up to 10 PDFs (CC&Rs, Bylaws, Rules & Amendments) against Kentucky statutes, Federal law, and local codes.
  • Cross-Document Hierarchy Check: Flags internal contradictions where Rules, Policies, or Bylaws conflict with your recorded Declaration.
  • Marked-Up PDFs for Board & Counsel: Boxes each issue on the source page with the controlling statute cited and sample discussion wording.
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