Our initial scan found 6 potential issues in your governing documents.
We checked the 3 public PDFs on Raintree Plantation POA’s website against current Missouri and federal HOA law—and more issues may exist depending on the documents you load.
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Declaration of Covenants, Conditions & Restrictions · Sec. Covenants Section 3(a)(1) & Section 3(a)(3) · Page 1
MO Manual Attorney Audit Finding (Covenants Section 3(a)(1) & Section 3(a)(3) — [Covenants Section 3(a)(1) & Section 3(a)(3)] Annual Assessments and Automatic Lien Creation — Each lot owner in Raintree Plantation shall pay an annual assessment for the improvement, betterment, upkeep, and maintenance of the subdivision development, including roads, lakes, dams, parks, security, and administrative expenses. If any annual assessment is not paid within 30 days after July 1st of the billing year, such unpaid assessment, together with interest and collection costs, shall automatically become a binding lien upon the lot without the necessity of filing a suit or legal proceeding.): Governing document provision conflicts with Mo. Rev. Stat. Ch. 355 & Common-Law Covenants; Mo. Rev. Stat. §§ 448.1-101 to 448.4-120 (Missouri Uniform Condominium Act) or lacks mandatory statutory safeguards.
“Annual Assessments and Automatic Lien Creation — Each lot owner in Raintree Plantation shall pay an annual assessment for the improvement, betterment, upkeep, and maintenance of the subdivision…”
Real Estate 'For Sale' Sign Ban on Vacant Lots & 15-Foot Setback Defect (RSMo § 442.404): Covenants Section 1(j) prohibits real estate 'For Sale' signs entirely on vacant lots and restricts 'For Sale' signs on improved lots to within 15 feet of the front of the house (which in wooded or deep-set lots renders the sign invisible from the street).
Under Missouri Revised Statutes § 442.404.2, 'No deed restriction, covenant, or similar binding agreement running with the land shall limit or prohibit the display of for sale signs of any lot owner's property, including vacant lots, provided that such signs may be subject to reasonable restrictions as to size and placement.' The total ban on 'For Sale' signs on vacant lots is facially void under RSMo § 442.404.2.
Sample Discussion Wording for HOA Counsel
For Board & Counsel Review
1Amend Section Covenants Section 3(a)(1) & Section 3(a)(3) to conform with Mo. Rev. Stat. Ch. 355 & Common-Law Covenants.
2Mo. Rev. Stat. §§ 448.1-101 to 448.4-120 (Missouri Uniform Condominium Act) prior to board adoption..
REMAINING INITIAL FINDINGS & FULL DOCUMENT SET
5 Additional Issues Flagged in Initial Scan
Unlock exact page coordinates, statutory citations, and counsel discussion notes for all 5 remaining issues—plus load up to 10 PDFs for complete review.
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